Debt Funds v/s Fixed Deposits. Which is Better? A traditional and popular investment option for Indian households is a fixed deposit in a bank. Most investors use bank fixed deposits for regular income and for achieving their financial goals. However, the interest rates on the deposits are falling and investors are looking for alternate options like debt funds. Here is…Read More

Income Tax Deduction for Medical Insurance: Understanding Section 80D The changes in our lifestyles have made us vulnerable to different types of diseases. The cost of health care and medication is on the rise and could burn a hole in your pocket. Medical insurance will help you prepare for a medical emergency and will provide a cover for the expenses…Read More

Everything That You Need to Know About Income from House Property Your home, your office, or even a shop can be your house property. According to the Income Tax Act, there is no differentiation between a commercial and a residential property. Every property is taxed under the single head of ‘income from house property.’ Here is all you need to…Read More

Income Tax Slabs are differentiated based on the Tax Status, Gender and Age of Individual Tax Payer Income Tax Slab Rates for an Individual Upto the Age of 59 Years for both Male and Female or an HUF (Hindu Undivided Family) in Financial Year (2019-2020) Assessment Year (2020-2021). Taxable Income Range Tax Rate in % 0- 2,50,000 NIL 2,50,001 –…Read More

Which is Better ELSS or PPF? Savings form an important part of our life. It is important that you not only save but also invest the savings into the right products. It is essential to have knowledge of different products when making an investment decision. Equity Linked Savings Scheme (ELSS) and Public Provident Fund (PPF) are two products, which are…Read More

Understanding Short Duration Funds Every investor strives to maximize their investments by making the right decisions. The tenure or period of investment plays a crucial role in the same. Investment decisions should always be made keeping the period of investment horizon in mind to ensure high returns over the investment period. If you are planning to invest for a short-term…Read More

Understanding Money Market Funds Understanding different types of mutual funds will not only help you make a wise decision but will also help you diversify your investment portfolio. One such type of mutual fund, which offers security to your investment, is a money market fund. What is a money market fund? A money market fund is a mutual fund where the…Read More

Choose the Best Low Duration Fund Investors who are keen on investing in short-term funds have a number of options to choose from. Every fund has a unique time horizon and features that set it apart from other funds. One such fund, which you should be well versed with, is a low duration fund. What is a low duration fund?…Read More

An Insight on Ultra Short Duration Funds Numerous investors park their money into debt funds without a thorough knowledge of their features and performance. Before you make an investment decision, it is important to know everything about the fund, which you are planning to select for investment. One such fund, which you should have good awareness about, is an ultra-short…Read More

Understanding Overnight Funds There is one type of mutual fund, which not many have heard of- overnight funds. It should be considered as an integral fund for the diversification of your portfolio. Here is everything you need to know about overnight funds. What is an overnight fund? An overnight fund is a debt mutual fund, which invests in bonds that…Read More